TELEPHONE BETTING SERVICE

This booklet sets out the rules for our Telephone Betting Service (Credit/Trade/Deposit & Debit card Accounts) and are effective from the 25th October 1999. These rules shall apply to all bets accepted by us whether or not the client has made himself aware of them. Our business had been built up by friendly efficient staff providing a personal service at all times.

Our telephone lines are open every day from 9.00am until 1/2 hour after the last afternoon horse race. Our lines also remain open for all evening horse racing and for all major sporting events outside normal trading hours including Sunday. We hope that you association with Manny Bernstein will be a long and beneficial one.

If you are happy with the services received please let your friends know - and if there are any areas you think we can improve - let us know. FREEPHONE 0800 - 821 - 821

GENERAL RULES

These rules apply to all Manny Bernstein telephone betting account holders and clients are advised to make themselves aware of the following rules which govern all transactions between us.

We may amend these rules at any time, and any exception or amendment which is made by an announcement in the press or by a notice sent to you is to be read as being part of these rules. Any bet or part bet which is precluded by these rules will be void.

It is important when placing bets over the telephone that you:

1. TERMS OF BUSINESS

1. State your name and FULL account number clearly.
2. Give your bet details clearly.
3. Ensure that the bet details and total stake is read back to you by the operator.

You are advised that for the protection of both parties all telephone calls will be recorded on our computerised recording system.

DEBIT CARD BETTING

Minimum total stake per call is £5 (Five Pounds).

Our policy with Debit Card Betting is to obtain authorisation for ALL transactions at the time of accepting the wager.

The authorisation procedure normally takes several seconds, however, on occasions there may be insufficient time to obtain the necessary authorisation prior to the "off" being announced. Should this occur then you will be informed as to the situation and whether or not your wager has been accepted.

Any wager accepted without authorisation will stand irrespective of whether the transaction is subsequently authorised or declined by your bank. In this case of any declined transaction we reserve the right to withhold any winnings until such time that the stake monies have been obtained from your bank account.

All stakes and winnings will be debited/credited to your bank using the Debit Card details held by us.

Should any details on your Switch/Delta Solo electron card change then you must inform us immediately to ensure no delay in the acceptance of transactions or return of your winnings.

Should your Switch/Delta/Solo electron card be lost or stolen you should inform us immediately. No further bets will be taken against your card(s) until new details have been received by us.

2. ACCEPTANCE OF BETS

1. Subject to these rules, wagers are accepted for all meetings held under the rules of the Jockey Club, Irish Turf Club (See Rule 17) or the corresponding bodies abroad or the National Greyhound Racing Club provided that in each case the programmes and results are published in the Racing Post. Wagers will also be accepted on other races or events of public interest.
2. Any bet accepted requesting: Tote Jackpot or Tote Place or any Tote bet other than those in (b) above will be void.
3. All bets are deemed to be for events taking place on the day of acceptance unless the client stipulates otherwise when placing his bet.
4. We reserve the right to refuse the whole or part of any wager without offering any explanation.
5. In all instances where bets or part bets are made void, the stakes on that selection(s) will be deducted from the total stake. In the case of multiple bets, void sections of the bets will be treated as non-runners for settling purposes.
6. In the event that no S.F is declared for any horse race, all bets will be settled at Tote Odds.
7. Once a bet is accepted it can only be cancelled by mutual consent.

TOTE

We are authorised by the Horse race Totalisator Board to accept bets at Tote Returns (Horse Racing only).

There will be a maximum payout of 4 times the S.F equivalent and minimum of half the S.F equivalent for win and each-way bets.

There will be a maximum payout of 4 times the CSF (Computer Straight Forecast) and minimum payment of the CSF for DFC (Dual Forecast) bets.

We do not accept bets on the favorite (except placepots), Irish racing or greyhound racing at Tote prices, and any taken in error will be settled at S.F under normal rules.

There is a limit of £10,000 to any one client in any one day on Tote investments, except where covered under maximum winnings.

3. DISQUALIFIED HORSES - FREEPHONE TELEPHONE ACCOUNT HOLDERS ONLY

Our Company pays if a horse is disqualified -for a race riding incident/objection by the stewards. We also payout on the official result. This ruling will not apply if disqualification is caused by: taking the wrong course, carrying incorrect weight, not qualified etc.

NOTE: Our disqualification concession applies to horse racing only on Win and Each Way Singles, Win and Each-Way Doubles Win and Each-Way Trebles, Win and Each-Way Accumulators and Win and Each-Way Multiple bets up to a maximum of 4 selections (Trixies, Patents, Cross Bets, Round Robin, Flag, Yankees, Lucky 15s, 4 x Trebles & 1 Accumulator etc.).

Super Yankees, Heinz, Goliath's, Super Heinz, Super Goliath etc. do not qualify for the disqualification concession. This Disqualification Concession only applies to telephone betting accounts and for selections at racecourses in England, Scotland and Wales. Concession does not apply to Irish or any foreign racing. The maximum payout for any bet OR PART of bet involving a disqualified horse is &pond;5,000 (Five Thousand Pounds).

Our disqualification concession does not apply to Ante-Post wagers - only to bets placed on the day of the race.

4. TIME OF ACCEPTANCE

1. In the event of there being a dispute over the time a wager was placed, then the time at which it was recorded on our computerised recording system will govern settlement.
2. Where the official "Off" of race is not announced, bets are accepted up to the advertised time of the race. Any bet accepted later than the advertised time will be void unless we are satisfied that the bet was placed before the actual "off".

5. MAXIMUM WINNINGS

1. Where all the selections are in races fully covered by SIS (Satellite Information Services) i.e. shows offs and results the maximum winnings that can be won by one client on one day's betting is:
1. £100,000- Horse Racing in England, Scotland and Wales.
2. £25,000 - Horse Racing Abroad and Ireland.
3. £50,000 - BAGS meetings.
4. Ante Post -£100,000 - Horse Racing in Great Britain and Ireland only. All other sports subject to limits specified under the relevant section.
2. Where any selection is in a race not fully covered by SIS the maximum winnings that can be won by one client on one day's betting is:
1. £10,000 - Horse Racing in England, Scotland, Wales and Irish Racing at The Curragh, Fairyhouse, Leopardstown, Galway, Punchestown.
2. £5,000 - Horse Racing Abroad and Ireland (except courses above).
3. £5,000 - All Greyhound Racing except those tracks listed in Rule 21.
3. Football betting (Including Ante-Post Football) £50,000.
4. Tricasts - £20,000.
5. Maximum payment on any bet or part of bet involving Disqualified Horses - £5,000. See Rule 3: Disqualified Horses
6. Placepots - £5,000 irrespective of the number of winning lines or unit stake.
7. Numbers Betting (Irish Lottery, 49's etc.) -£15,000 irrespective of number of winning lines or unit stake.
8. Tote Betting - maximum payment - £10,000.

6. SETTLEMENT OF WIN AND EACH-WAY BETS

1. Unless otherwise provided for in our Rules all bets will be settled at Starting Price returns with the Place part settled as per the PLACE TERMS below.



HORSE RACING - HANDICAP RACES




16 or more runners, one quarter the odds 1-2-3-4 12 to 15 runners, one quarter the odds 1-2-3 8 to 11 runners, one fifth the odds 1-2-3 5 to 7 runners, one quarter the odds 1-2-4 runners or less, all up to win (place money goes onto win).




NON HANDICAP RACES




8 or more runners, one fifth the odds 1-2-3-5 to 7 runners, one quarter the odds 1-2-4 runners or less, all up to win (place money goes on to win).

1. For the purpose of calculations , Each Way doubles, Trebles, etc., are settled as two distinct bets, i.e. Win to Win and Place to Place UNLESS it is specifically requested in the instructions 'Each Way all Each Way or Equally Divided.



7. DEAD HEATS




In the event of a Dead Heat the stake money on a selection will be deducted by the number or runners involved in the Dead Heat and the full odds will be paid to the dividend stake with the remainder of the stake money being lost.




8. LATE WITHDRAWALS




Where a horse is withdrawn before coming under Starters Orders, wagers will be settled in accordance with Tattersalls Rule 4.

Therefore, if current odds of the horse withdrawn are: Rates (in the £)

1. 3/10 or longer odds on by 75p
2. 2/5 to 1/3 70p
3. 8/15 to 4/9 65p
4. 8/13 to 4/7 6Op
5. 4/5 to 4/6 55p
6. 20/2 1 to 5/6 50p
7. Evens to 6/5 45p
8. 5/4 to 6/4 40p
9. 13/8 to 7/4 35p
10. 15/8 to 914 30p
11. 5/2 to 3/1 25p
12. 10/3 to 4/1 20p
13. 9/2 to 11/2 15p
14. 6/1 to 91 lOp
15. 10/1 to 14/1 5p
16. If over 14/1 the liability would be unchanged
17. In the cases of two or more horses being withdrawn before coming under Starter's Orders, the total deduction shall not exceed 75p in the £.

Should a horse be withdrawn and there is time for the market to be reformed then any bets laid at 'Show' prices off the 'Board' for previous 'Shows' prices will be subject to the above deductions.




9. FAVOURITES & NUMBERED SELECTIONS (HORSE RACING)



1. The Favourite is the one which is returned at the shortest rate of odds. Where two are returned at the same shortest rate of odds, these two are Joint Favourites and Joint Second Favourites and the next shortest price is the Third Favourite. where a client backs the First, Second or Third Favourite and two or more at the same price then the stake is divided equally over the Joint or Co-Favourites thus created.
2. Commissions for First and Second favourites are accepted WIN ONLY for singles, doubles, trebles and Accumulators at Starting Price. If taken in error the Place part of any such bet will be void.
3. Where a Favourite commission is accepted and the meeting is not nominated, the bet will stand for the races timed, providing that these races do not clash with other races having the same advertised Off time. Where the time of such races clash the stakes will be divided equally on to those races having the same Off time whose results are being given 'race by race' over the official SIS commentary service. Where combination or Accumulative wagers are involved and the client makes it perfectly clear by the exact times requested, that only one particular meeting can be meant, he will be on at that meeting even if some of the advertised race times clash with race times at other meetings. For example, if the client has a £1 Yankee without naming the meeting and states the following times, 2.00, 2.35, 3.05, 3.30 and these are the exact times of the races for Ascot on this particular day, he will be on at Ascot even though there are other meetings that day with the same race times.
4. Where a horse is withdrawn not under orders but is still returned Favourite, is treated as a non-runner.

Early prices or board prices cannot be taken on unnamed favourites.




10. FORECASTS



1. Forecasts are accepted for races of three or more runners and will be settled as Straight Forecasts. In any race where no Computerised Starting Price Forecast is returned, Forecasts will be settled in accordance with the N.S.L.S.P Straight Forecast chart. Should a Starting Price not be returned, the Forecasts for that race will be void. Should a non-runner be selected in a Forecast, that particular Forecast will be void. Where instructions are given as Forecast the selections must finish 1st and 2nd in the order requested.
   Should a non-runner be selected in a Straight Tricast - the remaining selections will be classed as a Straight Forecast. In Combination Tricasts any non-runners, the bet will be void.
2. We accept computer Forecast Doubles and Forecast Treble (B.A.G.S. meetings only) and the returns will be calculated by multiplying the appropriate returns applicable to each Forecast selection. When a forecast Double includes a non-runner then the Double becomes a single Forecast. Forecast Accumulators are not accepted.
3. Requests for a selection 'with a field' or a selection 'against the field' mean in both cases that the selection is required to win. Requests for 'The field with' or 'The field against' a selection means in both cases that the selection is required to be second.



11. CONDITIONAL BETS (ANY TO COME)



1. In Any To Come wagers it must be clearly stated from which selection(s) the Any-To-Come is to be taken. Cash in hand from one selection cannot go on to the same selection or any selection in the same race. Any To Come wagers will be executed in strict rotation until the stake plus any winnings are exhausted, subject to (c), should there be insufficient cash in hand to cover all selections the bet will be exhausted as far as the cash will allow in accordance to the instructions given, where an Each Way bet on a selection cannot be fully covered the Win part will be given preference.
2. Staking instructions for the Any To Come bet must be clearly and explicitly stated, stipulating the stake to be re-invested. Where a specific staking is not given the staking on the selection immediately preceding will be invested. Should the preceding bet be an accumulative one then the maximum individual staking of that bet will determine Any To Come.
3. When Any To Come wagers goes onto Win or Each Way Doubles. Trebles and Accumulators, only the amount in hand from the original instructions will be invested. 'The Win part will be settled first in its entirety and the Place portion last. Bearing in mind that the Win part of the bet takes complete precedence, where there is insufficient in hand to cover either the Win part or Place part in its entirety then the amount in hand will be apportioned to cover the part of the bet which will be affected.
4. In an 'Up and Down' wager when both selections are entered in the same race, the bet will become a single on each selection and the Any To Come part of the bet will be void. If, however~ either of the selections are entered for another race it will be assumed that this is the race for which the wager on that selection was intended. We accept other Conditional bets, i.e. 'Bets in running', Bets awaiting the outcome of Stewards Enquiry etc., subject to our discretion.

IF LOSE, IF WIN, STOP AT A WINNER

or the purpose of settling, the words "If Lose" (i.e. the selection does not occupy first place), will be interpreted as "If Lose or non- runner", and "If Win" (ie. the selection does occupy first place), will be read as "If Win or non-runner". Stop-at-a-Winner bets continue until one of the selections occupies first place. the selections will be settled in the order given on the slip. Winners that dead heat will besettled in accordance with Rule 7.




12. DOUBLE ENGAGEMENTS



1. For single commissions when the selection is Doubly Engaged and it is timed by the Client, it will be considered a wager for the race timed only. Should that selection be untimed or incorrectly timed, then the wager is deemed to be for the first race in which the selection runs after the bet was placed.
2. If two selections, one of which is Doubly Engaged, are included in a Double, Treble or Accumulator, but run in the same race, then the selection which is Doubly Engaged will be automatically timed for the race in which the entries do not clash. Single commissions will be treated as entirely separate bets in accordance with paragraph (a).



13. WALK-OVERS & VOID RACES




These count as races but any horse so involved will be treated as non-runners.

RE-STARTED RACES - HORSES

In the event of a re-started race, the original betting market prior to a false start, will be given the settling, unless a new market is formed.




14. POSTPONEMENTS




If a day's programme be postponed then all bets will be declared void. If for any reason, races are put back, the settling of all bets will always be ruled by the time advertised in the Racing Post e.g. if the Client requests the 2.00 race and that race is run at 2.30 the bet will stand for the 2.00 race as advertised.




15. BOARD PRICES & EARLY PRICES




We accept bets for named selections and Trap Numbers at current Board Prices as transmitted by SIS. Where a Board Price is taken on selection, the Board Price will apply to that selection in all Win and Each Way bets throughout the bet, unless otherwise instructed by the Client. Each Way bets at Board Prices are governed by our SP Place betting terms, determined by the number of runners coming under STARTER'S ORDERS and not by the number of declared runners when the price was laid. Clients wishing to bet at Board Price must request the price when placing their bet. We do not lay 'BAR' prices, nor do we accept instructions such as 'First Show' for a Board Price prior to the transmission of a 'Show' of betting for the race - any such bets given in error will be settled at Starting Price. Should a wrong price be given in error by a member of staff then the bet will be settled at the correct price at the time the bet was struck or at Starting Price, whichever is the greater. Should a horse be withdrawn whereby Tattersall's Rule 4 would apply, then no Board Price can be laid after the time of withdrawal, unless the 'Market is reformed'.




16. ANTE-POST BETTING



1. Ante-Post wagers are accepted up to and including the day prior to the race on the basis of all in, run or not, entered or not. The only exceptions to the foregoing are as laid down in Tattersall's Rules, i.e. Single Ante-Post bets, being made before the day on which the race is run, will be void if the race is abandoned, declared void or if the conditions of the race are altered after bets are made. Single bets on horses balloted out under the Jockey Club Rules of Racing will also be void. In any such circumstances, Accumulative Ante-Post bets will stand on the remaining legs of the Accumulative bet at the prices laid on the selections in those races with Double becoming a Single and a Treble becoming a Double, etc.
2. Bets are executed at the price ruling at the time of placing bets. We reserve the right to correct any palpable error, Win Doubles, Trebles, etc. are calculated at full Accumulative odds. Each- Way Doubles, Trebles etc. are settled Win to Win. Place to Place only and for the Place part of such bets the fraction odds and the number of places relating to each event will be those remaining at the time of the race not at the time of acceptance unless agreed by both parties. Place only bets. Conditional Bets and Forecast betting are not accepted on Ante-Post odds.
3. Where the same selection is. backed to Win two or more events in the Ante-Post Accumulative bet, special reduced odds may be laid and these odds will govern the settling.
4. A horse bet laid at a quoted price on the day of the race will not contain an Ante-Post bet, and in the event of withdrawal the bet will be subject to Tattersall's Rule 4, the rate of deduction depending on the quoted price of the withdrawn horse which will be treated as a non-runner.
5. Our disqualification concession does not apply to Ante-Post bets - only bets placed on the day of the race.
6. Ante-Post wagers are charged for in the week they are laid.
7. We reserve the right of declaring void any live Ante-Post wager if a client has failed to remit an outstanding amount due prior to the day of the event to which the Ante-Post wager refers.
8. Single Ante-Post bets on horse racing will be made void and any such selection involved in accumulative bets will be void if:- The race is abandoned. The race is officially declared void. The conditions of the race are altered after bets are made. A horse is balloted out under Jockey Club Rules of Racing. In this instance the liability of the layer against the horses remaining in the race may be reduced on both the win and place part of the bet in accordance with a rate to be announced before the race by Tattersall's Committee, dependent on the odds currently available against the withdrawn horse(s) at the time of such official withdrawal. In any such circumstances, accumulative Ante-Post bets will stand on the remaining legs of the accumulative bet at the prices on the selections in those races, with a Double becoming a Single and a Treble becoming a Double etc.



17. INFORMATION AND RULES FOR RACING ABROAD




Bets are accepted for all races abroad so long as the results are printed in either the Sporting Press/Racing Post. Unless show prices are requested on selections where we quote odds on races abroad, all bets taken will be settled at the Pari-Mutuel, no further deduction will be made for betting tax purposes. Where tax paid on is accepted in error, the bet will be settled to the whole investment, i.e. £1.00 tax paid on, will be settled to £1.09 at Pari-Mutuel odds. Win and Each Way for foreign pools: Horses in the same ownership are generally coupled on the win pool only. In certain countries, e.g. USA and Belgium, horses are coupled for all pools. The place part of each way bets will be settled in accordance to the returned place dividends. It must be noted, in the USA, two place pools are in operation, namely the place pool for 1st and 2nd and the show pool for 1st, 2nd and 3rd. Unless the place pool (1st, 2nd) is clearly specified, the place part of an each way bet in the USA will be settled on the show pool (1st, 2nd and 3rd) dividends. Place only bets are not accepted and, if taken in error, the stake will be divided between win and place. Should the instructions be for a Straight or Reversed Forecast and a Dual Forecast is returned, then the total stake will be invested as Dual Forecast. Should the instruction be for a Dual Forecast and a Straight Forecast is returned, then the stake will be divided and settled as a Reversed Straight Forecast.




18. PRICE RIGGING/REPEATED WAGERS




Where there is evidence of Price Rigging we reserve the right to withhold payment of returns pending any subsequent investigation. Where there is evidence of a series of bets each containing the same selection(s) having been placed by or for the same individual or syndicate of individuals we reserve the right to limit the maximum odds payable to 5 times the total stake.




19. FOOTBALL




English Premier League Matches, Singles are accepted on English premiership matches. Also live matches. All other matches - minimum trebles. Doubles are accepted in any bet involving a live match. The maximum number of draws which can be accepted in any one accumulator is five, if more than five are taken, the stake will be apportioned to allow for the correct number of draws per accumulator. If a match has started, but abandoned before 90 minutes play, that match will be deemed void. Only bets on the first player to score and time of the first goal will stand, so long as a goal has been scored at the time of abandonment. Where prices are offered for a player to score at any time during a match, bets will stand for 90 minutes play only and not include extra time when applicable. If for any reason a match is abandoned before 90 minutes play is completed, stakes will be returned, irrespective of whether the nominated player has scored or not. All double-result bets will be void if the match is abandoned before full time. Where a Midweek match date is changed, i.e. postponed, the selection will only be valid provided the match is played within that same week, up to and including Saturday. Postponed matches moved to another week will be void. Should a Weekend match be postponed or re-arranged, bets will only stand if played on the following day. Correct scores are accepted in singles, doubles, trebles and accumulators. Extra time does not count.

First Goal scorer- Extra tithe does not count. Players taking no part or coming on after the first goal has been scored. Stake returned.

Last Goal scorer - Extra time does not count. A player who plays in any part of the official 90 minutes is deemed a runner for last goal scorer purposes. Stake returned on selections who take no part.

Cup Matches Singles and upwards are accepted on all Cup matches. Where odds for an outright win, as well as 90 minutes are on offer in Cup Finals etc., unless to win outright or a qualifying price has been laid, all bets are settled on 90 minutes play.


ANTE-POST




In divisional betting, the finishing position of teams at the end of the scheduled programme of matches will determine placing's, with no allowance for play-offs or subsequent enquires by the respective leagues.




GENERAL (FOOTBALL)




Any-to-come bets are not accepted and, if taken in error, the ATC part will be disregarded. We reserve the right to refuse the whole or part of any bet and to make ambiguous bets void. Bets will be accepted up to actual kick-off time, if a bet is inadvertently accepted which includes a match after its kick-off time, the match will be treated as a non runner. However, such bets will stand if accepted up to 5 minutes after kick-off time, provided that no goals had been scored at the time the bet was placed.In the event of a dispute over who scored a goal, settlement will be based on the result as given in the porting press.




20. OTHER SPORTS




Other sports not covered in general rules.




ATHLETICS




Max payout £10,000. (Including Ante-Post)

Outright betting.

All in compete or not. In the event of disqualification, the medals ceremony will count as the weigh-in and determine settlement of bets.




AMERICAN FOOTBALL




Max payout £10,000. (Including Ante-Post)

Where the odds for both outright and handicap are advertised, unless the handicap or a qualifying price has been requested, all bets will be settled on outright win. However, where only handicap betting is available, bets will be settled at the published handicap whether requested or not. Overtime counts in both outright and handicap betting (with the exception of double result betting). Abandoned or postponed matches are void. Betting Margins are from scratch.




BOWLS




Max payout £5,000. (Including Ante-Post)

Outright betting. All in compete or not. Set betting and match betting. The full number of sets required to win the match must be achieved. If circumstances, for whatever reason, prove so the match is awarded to a contestant before this is achieved, the set betting on that match will be made void. If one set has been completed, bets on a player to win the match will stand.




BOXING




Max payout £10,000. (Including Ante-Post)

Outright betting.

In the event of a postponed fight, bets will stand for 30 days, inclusive of the original date. In the event of one of the boxers being substituted, all bets will be void. A price will be offered for the draw and, in the event of this occurring, all bets on either boxer to win, will be losers. Round by round betting: If, for any reason, a points decision is awarded before the full number of rounds are completed, bets will be settled on the round in which the fight was stopped. Bets which nominated to win on points will only be deemed winners if the full number of rounds are completed. If a boxer fails to answer the bell, the fight will be deemed to have ended in the previous round.




CRICKET




Max payout £25,000. (Including Ante-Post)

Tests. In any Test Match where, for any reason, a ball is not bowled, then all bets on that match will be void. In non-affected matches, bets will stand, so long as that one ball is bowled. For Test Series specialty bets, the designated number of matches must be played or all bets will be made void. If for any reason other than weather conditions the designated number of matches are not played test series betting will be void.

One day Matches:

In rain affected matches, bets will be governed by the official competition rules. In the event of a draw, all outright bets will be void.

Top bats,nan:

So long as the batsman is listed as one of the starting eleven, bets will stand, bat or not.

Domestic cricket: When we offer top batsman groups and matches, players must face a ball to count as a runner. If a batsman does not face a ball, he will be deemed a non-runner. If this occurs a head to head match will be deemed void, group betting may be subject to Tattersall Rule 4.




DARTS




Max payout £5,000. (Including Ante-Post) Outright betting: All in complete or not.

Set betting: The full number of sets required to win the match must be achieved. If circumstances, for whatever reason, prevail, so the match is awarded to a contestant before this is achieved, then the set betting on the match will be void.

Match betting: As long as at least one set has been completed all match bets will stand on the official results.




GOLF




Max payout £20,000. (Including Ante-Post)

Outright betting. Non-player, no bet. Play-off will determine win bets. Each Way bets - dead heat rules may apply. In the case of abandonment's, if less than 36 holes have been played, then all bets will be void. If at least 36 holes have been played, all bets will stand (including tournament match and group bets), provided an official result has been declared (i.e. an official winner is declared).

Top nationality: Non-player, no bet. Tattersall's Rule 4 deduction will apply.

Play-offs will determine win bets, for each-way bets, dead-heat rules may apply.

Tournament Group bets: Non-player, no bet. Tattersall's The 4 deduction will apply Play-offs do apply.

18 hole 2 ball betting and 72 hole match betting: A price may be offered for the tie.

Ifs player starts a round and subsequently retires, bets will be void. If both players fail to complete the designated number of holes, bets will be void, except in match betting, where both players fail to make the cut, in which case the lowest score after 2 rounds, will determine the winner. Where one player fails to make the cut the other is deemed the winner.




MOTOR RACING




Max payout £10,000. (Including Ante-Post)

Outright Formula One Championship betting: All in compete or not. Bets will be determined by the number of points accumulated immediately following the podium presentation of the Final Grand Prix of he season and will not be affected by subsequent enquiries.

Individual Grand Prix betting: All in compete or not. In the event of a disqualification, the podium presentation will count as the weigh-in and determine the settlement of bets.




RUGBY




Max payout £10,000. (Including Ante-Post) Where odds for both outright win and handicap betting are advertised, unless the handicap price has been requested all bets will be settled on the outright win.

Winning margin betting from scratch: Abandoned or postponed matches will be made void.




SNOOKER




Max payout £10,000. (Including Ante-Post) Outright betting. All in compete or not.

Match betting. In the event of the match being awarded to a player before the full number of frames has been played, match bets will stand on the official winner, provided at least one frame has been played. If one frame has not been completed, all match bets will be void.

Frame betting and Handicap betting: The full number of frames required to win the match must be achieved. In matches, where, for any reason whatsoever, the match is awarded to a player before this is achieved, then all frame betting and handicap betting on that match will be void.




TENNIS




Max payout £10,000. (Including Ante-Post)

Outright betting: All in compete or not.

Match betting: In the event of a match being awarded to a player before the full number of sets have been played, match bets will stand on the official winner, provided that at least one set has been played. If one set has not been complete, all match bets will be void.

Set betting: The full number of sets required to win the match must be achieved. In matches where, for any reason whatsoever, the match is awarded to a player before this is attained, all set betting on that match will be made void. As long as at least one set has been completed, all match bets will stand on the official result.

Any other Sports not detailed above will be subject to a maximum pay out of £5,OOO.




21. GREYHOUND RACING





GENERAL RULES




All general rules apply equally to both codes except where they are superseded by the following rules and partial agreements to rules which are specially applicable to Greyhound Racing.




WIN AND EACH-WAY BETTING




Bets are accepted Win or Each-Way at the Starting Price Board Price only Bets at Tote returns are not accepted and if taken in error will be settled at Starting Price returns with the provision that there is no Starting Price the bet will be made void. Place only bets are not accepted and if taken in error will be made void.




GREYHOUND PLACE TERMS




8 runners or more one-fifth the adds 1-2-3. 6 runners or more one quarter the adds 1-2. 4 runners or less, all up to Win (Place money goes on to Win).




FAVOURITES AND TRAP NUMBERS



1. We accept bets for First Favourites WIN ONLY in Singles, Doubles, Trebles and Accumulators. Un-named Second or Third Favourites are not accepted for Greyhound Racing and when taken in error such bets will be made void.
2. Bets for un-named selections which nominate a meeting (other than a BAGS. meeting) due to take place on a different day will be void unless the future day or date is clearly stated instructions for 'Through the Card' or 1st, 3rd or last race, etc. will be considered as timing the races in programme order as published in The Racing Post. All bets on un-named Greyhound selections must have been the correct meeting and time stated Rule 9
3. dealing with Horse race Favourites does not apply) otherwise the bet or the selection part of the bet will be void. However, in instances where the meeting is omitted but the collective exact times requested make it perfectly clear that only one particular meeting could be intended, then the bet will stand for that meeting.
4. Where two meetings are held at the same track on the same day then the particular meeting for which the bet is intended must be clearly indicated. Where it is not clearly indicated then the bet will be deemed to be for the first meeting at which all the timed selections are still to run.
5. amed selections will always take precedence over Trap Numbers where both are given to indicate one selection.
6. BAGS. MEETINGS. The Rules in this section SUPERSEDE all other Rules and apply only to BAGS. meetings which are fully covered by SIS service.
7. The actual time given, e.g. 2.08, 2.17, etc. will govern bet settlements. In instances where the BAGS. race TIME stated and the BAGS. MEETING nominated do NOT CORRESPOND. the race time given will be given preference and the bet settled on the meeting corresponding to the race time given in the bet instruction.
8. Any UNTIMED or INCORRECTLY TIMED single bet or single Forecast bet will be settled for the next BAGS. race to go off In this instance where two B.A.G.S. meetings are taking place and a meeting is nominated then the bet will stand for the next race to go off at that meeting. A bet is not considered incorrectly timed where the time given corresponds exactly with the time of a race already resolved - this is a late bet and will be made void. iii) Where a Client uses programme order or states 'Through the Card' to time Trap Number selections but does not nominate a meeting then if the bet is accepted in time for a B.A.G.S. meeting, the be't will be settled for that meeting. Where two B.A.G.S. meetings are taking place on the same afternoon and the bet is accepted in time for both meetings, the stakes will be equally divided to cover each meeting individually.
9. Bets for un-named selections which nominate a B.A.G.S. MEETING due to take place on a DIFFERENT DAY without such a day being specified will be settled on the B.A.G.S. meeting taking place on the day the bet was placed. Where two B.A.G.S. meetings are scheduled to take place then the stake will be equally divided to cover each meeting individually, However, if the race times given correspond to only one meeting then the bet will stand for that one meeting.
10. We accept Computer Forecast Doubles for all greyhound meetings contained within these rules. Forecast Trebles are only accepted for BAGS. meetings.



RE-RUNS



1. Where a race has been declared void and is re-run all bets will stand for the greyhounds that take part in the re-run but Single bets including Forecasts may be cancelled by mutual agreement. The prices returned on the re-run will rule the settling. Board Prices laid on void races will not be valid for the re-run and such bets will be settled at the returned Starting Price. A re-run greyhound race is taken in the order in which it was originally placed in the programme and no notice is taken of the time it was re-run.
2. Where a race has been declared void and is not re-run, ALL bets for that race will be made void and will not count for any additional race, e.g. a reserve race.



OFFICIAL GREYHOUND TOTALISATOR ACCUMULATER POOLS




We do not accept these types of bets, e.g. Quenelles, Duel las, etc. and any inadvertently accepted will be made void.




GREYHOUNDS (NON S.I.S. SERVICE)




Bets for the following Greyhound tracks not fully covered by the S.I.S. service will be subject to a maximum payout of £1,000 (one thousand).

Belle Vue Milton Keynes Portsmouth Sheffield Brough Park Monmore Powderhall Sunderland Hall Green Hull Middlesbrough Nottingham Oxford Perry Barr Ramsgate Reading Sheffield Swindon




22. GENERAL INFORMATION




CREDIT LIMITS It is the Client's responsibility to ensure that he bets within the limit of his credit. We do not undertake to inform Client's when they have reached their credit limit; however any bets placed beyond the limit will stand, win or lose.




TELEPHONE BETTING CLIENTS ACCOUNTS




Telephone betting accounts are opened on the understanding that they are for client's personal use only. An account is provided for each client giving a personal number which should remain confidential to the client who is responsible for all bets accepted by us on that account.

When phoning the client should give: a) Name. b) Account number. c) Stake and selections.

The bet will be repeated by our telephonist.




SETTLEMENT OF ACCOUNTS




Accounts are prepared each Monday for all business transacted in the previous week up to and including close of business Sunday. Amounts of £30 or less will be carried forward to the following week. If there is no activity on an account for three consecutive weeks any amount becomes due and payable. Settlement for amounts due over £30 should be sent promptly to be received at our office no later than Saturday following the date of the account.




CLAIMS & DISPUTES




If a Client disagrees with the statement sent to him, settlement should not be delayed, but a remittance for the amount considered due should be forwarded, together with a note of the reason for the query. Any adjustment necessary will be included on the next account. Any dispute arising which is not provided for in these rules should be referred in writing to: Manny Bernstein Bookmakers Square Deal House 6 Aswell Street Louth Lincolnshire LN11 9BA

Should a Client be dissatisfied with the decision of this department the dispute may be submitted to IBAS, the recognised arbitrary body, whose decision will be final so long as the full facts are presented by all the parties concerned.